Licensed providers · independent audits
Support available 24/7
Talk to Ruth, consumer guidance AI · next steps & local services
Home/Guides
Provider guidance, not sponsored placement

PLANNING GUIDES

Guides for the decisions families actually face.

Short, practical reads on choosing a provider, understanding pricing, and knowing what you are owed by law. Written from public records and published pricing — never sponsored.

Free to readNo account neededNo paid placement

NOT SURE WHERE TO START?

Ruth can turn any guide into a local checklist.

Tell Ruth what is happening and she will point you to the next clear step for your family.

Talk to Ruth

PUBLISHED

Read now

17 guides tagged Costs · clear

Is Embalming Required by Law in Missouri, Illinois, or Kansas?

Is embalming required by law? Almost never in Missouri, Illinois, or Kansas. What the FTC Funeral Rule says, and when refrigeration works instead.

21 August 2026 · Burial choices · Costs · First stepsRead the guide →

How Much Does Hospice Cost? The Honest Numbers

How much does hospice cost? On Medicare, almost nothing out of pocket - but room and board, round-the-clock caregiving, and curative care sit outside.

19 August 2026 · Costs · Hospice & care · Planning aheadRead the guide →

Transporting a Body Across State Lines: What to Know

What transporting a body across state lines takes: burial transit permits, embalming rules, air cargo, driving remains yourself, and what each option costs.

18 July 2026 · Paperwork · CostsRead the guide →

Affordable Funeral Options That Still Feel Right

Low-cost funeral options that keep their dignity: direct cremation, immediate burial, body donation, county help, and veterans benefits, with honest numbers.

1 July 2026 · Costs · Planning aheadRead the guide →

Social Security Death Benefit: What Survivors Get

The Social Security death benefit is a one-time $255 payment, but survivor benefits are the far bigger money. Who qualifies, the deadlines, and how to apply.

26 June 2026 · Estate & aftercare · CostsRead the guide →

How Much Does a Burial Plot Cost? An Honest Answer

How much does a burial plot cost, what the price leaves out, and the opening and closing fees that catch families out in Missouri, Illinois, and Kansas.

20 June 2026 · Costs · Burial choicesRead the guide →

Funeral Home General Price List: Know Your Rights

A funeral home general price list must be handed to you, free, before you pick anything. Here is what the FTC Funeral Rule forces them to tell you.

15 June 2026 · Costs · Choosing providersRead the guide →

Direct Cremation in Chicago: Costs, Permits, and Timing

What direct cremation in Chicago costs, why Illinois requires a 24-hour wait and a Cook County permit, and how to compare providers without overpaying.

13 May 2026 · Illinois · Cremation · CostsRead the guide →

Funeral Homes in St. Louis: Costs, Records, and Choosing

A plain guide to funeral homes in St. Louis: the city and county split, what the metro really costs, historic cemeteries, and how to compare providers honestly.

8 May 2026 · Missouri · Choosing providers · CostsRead the guide →

Funeral Costs in Kansas: What to Expect and Your Rights

What funeral costs in Kansas really look like: median prices vs national figures, direct cremation from about $845, your FTC rights, and where to find help.

27 April 2026 · Kansas · CostsRead the guide →

Pet Cremation Cost: Honest Prices and Options in 2026

Pet cremation cost explained: private, communal, and partitioned options defined honestly, realistic prices by pet size, and how to spot a respectful provider.

21 April 2026 · Pets · CostsRead the guide →

Burial Insurance vs. Preneed: Which Protects Your Money?

Burial insurance and preneed funeral contracts work differently. Compare real costs, coverage amounts, waiting-period traps, and state trust protections.

6 April 2026 · Planning ahead · CostsRead the guide →

How Much Does a Headstone Cost? Prices, Types, and Fees

How much does a headstone cost in 2026? From $200 flat markers to $10,000 monuments, plus cemetery fees, timelines, and free VA headstones for veterans.

9 March 2026 · Costs · Burial choicesRead the guide →

Cremation Costs in Illinois: What You'll Really Pay in 2026

Realistic cremation costs in Illinois for 2026, from $995 direct cremations to full services, plus the state laws and fees that change your final bill.

3 March 2026 · Illinois · Cremation · CostsRead the guide →

Direct Cremation in Missouri: Costs, Laws, and How to Arrange One

What direct cremation in Missouri costs in 2026, what state law actually requires, and how to arrange one without paying for services you don't need.

26 February 2026 · Missouri · Cremation · CostsRead the guide →

Understanding Cremation Costs

What direct cremation includes, why prices vary so much in one town, and the questions worth asking before you sign anything.

9 February 2026 · Missouri · CostsRead the guide →

What a Traditional Funeral Costs, Line by Line

A plain walk through the itemized price list every funeral home must hand you, what each line means, and which charges are truly optional.

19 January 2026 · Missouri · CostsRead the guide →
R
Ask Ruth
Free guidance, anytime